Income Limits For Roth Ira Contributions 2024 Over 55. Roth iras can play a big role in your retirement plan. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth.

2024 roth ira income limits. You can leave amounts in your roth ira as long as you live.